Buying property in Spain |
![]() |
The steps to buying a property in Spain. Once you have decided on the property that you want to buy, the process is this: Nota simple informativaWith this document from the Property Registry (Registro de la Propiedad), you'll find out if the property is free of debt, if it really belongs to the seller, and if the description of the property matches what the buyer has been told (to avoid surprises about missing square meters). The pre-agreement Between the seller and the buyer there has to be a contract in place until the public deed of purchase is ready. It's usually a simple document in which the seller expresses their intent to transfer the property to the buyer, and the buyer expresses their intent to buy at the price and conditions agreed upon. At this time, the buyer also gives to the seller a percentage of the The mortgageThe documents typically required by a bank are:
If you get a mortgage, you will become acquainted with an appraiser (tasador). The bank requires an appraiser to ensure that their loan to you is safe. You will need to pay for the appraiser's work, usually between The closingThe property transfer must be certified by a notary. The deed of purchase will be given to the buyer after the notary reads it and the parties present agree to the contents of the deed. The following must then be presented: proof of identity (or power of attorney) of both parties, the seller's title of property (a form that reports the investment to the Central Register), and the buyer's payment. The buyer and seller sign the contract; beneath their signature, the notary signs using his firma protocolizada and the deed is ready for taxes. Taxes For the buyer: transfer tax (impuesto de transmisiones patrimoniales) and stamp tax (impuesto de actos jurídicos documentados). For the seller: a local tax called the plusvalia Property RegistryIf you want to be sure that your rights to the property are fully protected, you must register your title at the local office. (Some small towns don't have an office, some big cities have many -- check the original deed of the seller to find out which office corresponds to you). You will be charged a standard fee (about.4% of the first 6010 euros, going down to.02% for over 6,010,121 euros). |
Featured property VIP property |
Apartments, Penthouses |
Houses |
Villas |
Property in construction |
Plots |
Property letting |
Properties in Costa Brava |
Bank repossession properties |
E-mail: This email address is being protected from spam bots, you need Javascript enabled to view it
![]() |
Недвижимость в Андорре + Вид на жительство
from 373000.00 euro
|
![]() |
Luxury Complex in Puerto Banus Ref: ND-021
from 900000.00 euro
|
![]() |
Luxury apartments close to Puerto Banus Ref: LA-011
from 1750000.00 euro
|
Main |
About company |
News |
Our Services |
Property |
Feedback |